State Bank Virtual Card description and its featuresĪll INB Customers with Transaction Rights having PAN registered with the Bank can avail this facility. No loss of interest as the Card is generated by marking a lieu on the underlying account and the amount is debited only when actual transaction using the Virtual Card is completed, successfully. No separate setup/installation or registration is required, any customer having internet banking facility with transaction rights can create Virtual Card. Card can be used at any online merchant site that accepts Debit/Credit Cards.Card can be created for any amount in round rupees.It enables Bank customers to pay from any of their Internet Banking enabled accounts, having transaction rights.Card creation and online transaction are authorized only after successful validation of One Time Password (OTP) sent to your Mobile during the process.

Card is valid up to maximum of 48 hours or till the transaction is complete, whichever is earlier.It reduces the risk of exposing the underlying Credit/Debit limit as the Primary Card / Account details are not communicated to the Merchant.The key features of Virtual Card are as follows: Security Virtual Cards can be used at any merchant location accepting MasterCards / Visa Cards online, without any difference from a regular plastic card. It provides an easy and secure way of transacting online without providing the Primary Card/Account information to the merchant. State Bank Virtual Card, also known as Electronic Card or e-Card, is a limit Debit Card created for ecommerce transactions.

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